<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2024 Workiva-->
<!--r:63f7212d-df52-4527-985c-184f7f78a328,g:04bab6d7-9275-4cb5-912b-7db7de2ae82d-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://nerdwallet.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="nrds-20231231.xsd#CONSOLIDATEDBALANCESHEETS"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_a12977c3-d6e6-406f-808b-5ae32ff52ebc" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue_8c40096b-4ed2-4d93-9660-c722b537a4a3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_a12977c3-d6e6-406f-808b-5ae32ff52ebc" xlink:to="loc_us-gaap_PreferredStockValue_8c40096b-4ed2-4d93-9660-c722b537a4a3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_407b934c-73d3-498f-80df-0fcc08aa5e73" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_a12977c3-d6e6-406f-808b-5ae32ff52ebc" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_407b934c-73d3-498f-80df-0fcc08aa5e73" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_dd5e0267-fffe-4d44-995f-153451c7710d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_a12977c3-d6e6-406f-808b-5ae32ff52ebc" xlink:to="loc_us-gaap_AdditionalPaidInCapital_dd5e0267-fffe-4d44-995f-153451c7710d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_60b06f0d-0324-4634-8922-6129a8cec46e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_a12977c3-d6e6-406f-808b-5ae32ff52ebc" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_60b06f0d-0324-4634-8922-6129a8cec46e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_75d99368-e7f8-4f7a-9d00-1c476f5321d0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockValue"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_a12977c3-d6e6-406f-808b-5ae32ff52ebc" xlink:to="loc_us-gaap_CommonStockValue_75d99368-e7f8-4f7a-9d00-1c476f5321d0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_b2bfbfef-5b92-4c5d-b6f2-3b4b5015e398" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationContingentConsiderationLiabilityCurrent_11351d72-e86a-4a0c-a52c-10389c747169" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationContingentConsiderationLiabilityCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_b2bfbfef-5b92-4c5d-b6f2-3b4b5015e398" xlink:to="loc_us-gaap_BusinessCombinationContingentConsiderationLiabilityCurrent_11351d72-e86a-4a0c-a52c-10389c747169" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableCurrent_289fbddb-7190-46dc-9be4-4cf8ba4dd82f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsPayableCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_b2bfbfef-5b92-4c5d-b6f2-3b4b5015e398" xlink:to="loc_us-gaap_AccountsPayableCurrent_289fbddb-7190-46dc-9be4-4cf8ba4dd82f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_a625b99e-e7a5-4ea7-833c-08f2122075f3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_b2bfbfef-5b92-4c5d-b6f2-3b4b5015e398" xlink:to="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_a625b99e-e7a5-4ea7-833c-08f2122075f3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_6fb4c77b-bb15-4c0a-8abd-e09799772f7d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_d54611d7-d644-4d30-862b-22db707b2018" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_6fb4c77b-bb15-4c0a-8abd-e09799772f7d" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_d54611d7-d644-4d30-862b-22db707b2018" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_5f3774a9-7b41-47a0-892f-c242d690fbe8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_6fb4c77b-bb15-4c0a-8abd-e09799772f7d" xlink:to="loc_us-gaap_LiabilitiesCurrent_5f3774a9-7b41-47a0-892f-c242d690fbe8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_d4e0016a-9123-44fc-a513-05232f9bdda2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_06a534d3-e0b2-4c48-9507-742cf042e089" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_d4e0016a-9123-44fc-a513-05232f9bdda2" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_06a534d3-e0b2-4c48-9507-742cf042e089" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_b7abb79a-a66d-4281-b9b7-4c5857107702" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PrepaidExpenseAndOtherAssetsCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_d4e0016a-9123-44fc-a513-05232f9bdda2" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_b7abb79a-a66d-4281-b9b7-4c5857107702" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesNetCurrent_3480d6f0-d627-4733-827d-5a7e94c42ae7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesNetCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_d4e0016a-9123-44fc-a513-05232f9bdda2" xlink:to="loc_us-gaap_ReceivablesNetCurrent_3480d6f0-d627-4733-827d-5a7e94c42ae7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_acd9153a-238b-4954-ad8a-e7817d533be1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_dd4d2abd-1f0f-45ce-ab9c-f76d1a7ba52f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_acd9153a-238b-4954-ad8a-e7817d533be1" xlink:to="loc_us-gaap_OtherAssetsNoncurrent_dd4d2abd-1f0f-45ce-ab9c-f76d1a7ba52f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_a7d763b6-2fcf-42d0-bc35-1b5c0c1b3924" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseRightOfUseAsset"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_acd9153a-238b-4954-ad8a-e7817d533be1" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_a7d763b6-2fcf-42d0-bc35-1b5c0c1b3924" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_49b46a84-d228-4f63-919e-85f9e51bb8d1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Goodwill"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_acd9153a-238b-4954-ad8a-e7817d533be1" xlink:to="loc_us-gaap_Goodwill_49b46a84-d228-4f63-919e-85f9e51bb8d1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_1656b5fb-d8d0-4fbb-beed-68b233171ef4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_acd9153a-238b-4954-ad8a-e7817d533be1" xlink:to="loc_us-gaap_AssetsCurrent_1656b5fb-d8d0-4fbb-beed-68b233171ef4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_2fd5aa44-745a-4ea1-a4cd-f0de5c4752cd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_acd9153a-238b-4954-ad8a-e7817d533be1" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_2fd5aa44-745a-4ea1-a4cd-f0de5c4752cd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_14c53332-075b-47e9-94f3-b1f5206ef5bd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_acd9153a-238b-4954-ad8a-e7817d533be1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_14c53332-075b-47e9-94f3-b1f5206ef5bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_d630276c-16ba-4c08-9c8c-41d5e1681220" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_f0ab1d7a-cdc4-4248-8d1a-377e70833171" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_d630276c-16ba-4c08-9c8c-41d5e1681220" xlink:to="loc_us-gaap_CommitmentsAndContingencies_f0ab1d7a-cdc4-4248-8d1a-377e70833171" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_75f7c174-63de-4930-a38b-18452502a961" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_d630276c-16ba-4c08-9c8c-41d5e1681220" xlink:to="loc_us-gaap_StockholdersEquity_75f7c174-63de-4930-a38b-18452502a961" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_4a3cac9d-9f23-48e9-abaa-4ea2452a4e41" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_d630276c-16ba-4c08-9c8c-41d5e1681220" xlink:to="loc_us-gaap_Liabilities_4a3cac9d-9f23-48e9-abaa-4ea2452a4e41" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/CONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="simple" xlink:href="nrds-20231231.xsd#CONSOLIDATEDSTATEMENTSOFOPERATIONS"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/CONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostsAndExpenses_87267d84-667c-43b1-bbd8-5600f9aa488e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CostsAndExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_ChangeInFairValueOfContingentConsiderationRelatedToEarnouts_2c209377-7f23-4bf2-a4a3-b02c710354e6" xlink:href="nrds-20231231.xsd#nrds_ChangeInFairValueOfContingentConsiderationRelatedToEarnouts"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CostsAndExpenses_87267d84-667c-43b1-bbd8-5600f9aa488e" xlink:to="loc_nrds_ChangeInFairValueOfContingentConsiderationRelatedToEarnouts_2c209377-7f23-4bf2-a4a3-b02c710354e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SellingAndMarketingExpense_45e81468-2c19-4ff2-9e91-de2c7c90219f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SellingAndMarketingExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CostsAndExpenses_87267d84-667c-43b1-bbd8-5600f9aa488e" xlink:to="loc_us-gaap_SellingAndMarketingExpense_45e81468-2c19-4ff2-9e91-de2c7c90219f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_deada1e3-6f9a-4a8e-8246-8f1d8254f795" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CostsAndExpenses_87267d84-667c-43b1-bbd8-5600f9aa488e" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_deada1e3-6f9a-4a8e-8246-8f1d8254f795" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ResearchAndDevelopmentExpense_56cd30d8-7617-4a56-b205-d373e4acf0d6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ResearchAndDevelopmentExpense"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CostsAndExpenses_87267d84-667c-43b1-bbd8-5600f9aa488e" xlink:to="loc_us-gaap_ResearchAndDevelopmentExpense_56cd30d8-7617-4a56-b205-d373e4acf0d6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfRevenue_b76fca51-f108-4293-af55-2b23efbf42f5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CostOfRevenue"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CostsAndExpenses_87267d84-667c-43b1-bbd8-5600f9aa488e" xlink:to="loc_us-gaap_CostOfRevenue_b76fca51-f108-4293-af55-2b23efbf42f5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_daba18c1-d39e-447a-bdba-f191f558900a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_9d958d19-6e51-4617-aac9-e14a4cc4526d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_daba18c1-d39e-447a-bdba-f191f558900a" xlink:to="loc_us-gaap_OperatingIncomeLoss_9d958d19-6e51-4617-aac9-e14a4cc4526d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonoperatingIncomeExpense_fe5a8257-55b7-4375-a36c-4c24f4028f69" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NonoperatingIncomeExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_daba18c1-d39e-447a-bdba-f191f558900a" xlink:to="loc_us-gaap_NonoperatingIncomeExpense_fe5a8257-55b7-4375-a36c-4c24f4028f69" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_32bcb283-3c34-4d4e-84ad-16353e9896b1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_efb2805d-dca1-495c-8f79-a3c829342489" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_32bcb283-3c34-4d4e-84ad-16353e9896b1" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_efb2805d-dca1-495c-8f79-a3c829342489" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostsAndExpenses_a6778186-f729-4bc1-93da-308d99efd611" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CostsAndExpenses"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_32bcb283-3c34-4d4e-84ad-16353e9896b1" xlink:to="loc_us-gaap_CostsAndExpenses_a6778186-f729-4bc1-93da-308d99efd611" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonoperatingIncomeExpense_a7d8615b-b585-4774-a94b-af64a5f8d03e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NonoperatingIncomeExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_693b73ca-77a7-495f-8f45-da161a6c3096" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NonoperatingIncomeExpense_a7d8615b-b585-4774-a94b-af64a5f8d03e" xlink:to="loc_us-gaap_InterestExpense_693b73ca-77a7-495f-8f45-da161a6c3096" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingGainsLosses_de09b805-6558-4584-8781-79a1341c7e9e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherNonoperatingGainsLosses"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NonoperatingIncomeExpense_a7d8615b-b585-4774-a94b-af64a5f8d03e" xlink:to="loc_us-gaap_OtherNonoperatingGainsLosses_de09b805-6558-4584-8781-79a1341c7e9e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInterest_f3d10e39-386a-4a08-b9d7-67745cebd7b8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentIncomeInterest"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NonoperatingIncomeExpense_a7d8615b-b585-4774-a94b-af64a5f8d03e" xlink:to="loc_us-gaap_InvestmentIncomeInterest_f3d10e39-386a-4a08-b9d7-67745cebd7b8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_9010464a-b5ad-48a9-945d-c02deb8e468d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_fdd7a91b-8d59-4280-9e13-0b8805cbd311" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_9010464a-b5ad-48a9-945d-c02deb8e468d" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_fdd7a91b-8d59-4280-9e13-0b8805cbd311" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_4fc2e53f-3ead-47d3-9413-d81f551816e0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_9010464a-b5ad-48a9-945d-c02deb8e468d" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_4fc2e53f-3ead-47d3-9413-d81f551816e0" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVELOSS" xlink:type="simple" xlink:href="nrds-20231231.xsd#CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVELOSS"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVELOSS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_ed749d81-c235-43f8-8c9b-d3650bf93e6c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_885f0b23-48f8-479b-8a60-fca310033726" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_ed749d81-c235-43f8-8c9b-d3650bf93e6c" xlink:to="loc_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_885f0b23-48f8-479b-8a60-fca310033726" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_f5d3c908-5c18-4b08-ae51-4da4f802eeb2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_ed749d81-c235-43f8-8c9b-d3650bf93e6c" xlink:to="loc_us-gaap_NetIncomeLoss_f5d3c908-5c18-4b08-ae51-4da4f802eeb2" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="simple" xlink:href="nrds-20231231.xsd#CONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoncashIncomeExpense_6a34b10d-f929-453d-a478-0ad5057c6b10" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherNoncashIncomeExpense"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_OtherNoncashIncomeExpense_6a34b10d-f929-453d-a478-0ad5057c6b10" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayable_c0b61072-3480-46c5-ada6-e432958387c8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccountsPayable"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayable_c0b61072-3480-46c5-ada6-e432958387c8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_4eb2de29-da3d-447e-adde-e38d40b36dde" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepreciationDepletionAndAmortization"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_4eb2de29-da3d-447e-adde-e38d40b36dde" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_07a121bb-8150-4fb3-ac19-6320864deec1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensation"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_ShareBasedCompensation_07a121bb-8150-4fb3-ac19-6320864deec1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_b68cf2c9-678f-4312-9c99-5c6ee19835d6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_NetIncomeLoss_b68cf2c9-678f-4312-9c99-5c6ee19835d6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense_0bdd1b6a-0282-4d9a-b493-152019c95111" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense_0bdd1b6a-0282-4d9a-b493-152019c95111" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1_f66d6ea2-5949-43b7-bc95-5efca04a36bf" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1_f66d6ea2-5949-43b7-bc95-5efca04a36bf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_97b400ad-2e38-48f0-b040-d746ee7ab0e6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_97b400ad-2e38-48f0-b040-d746ee7ab0e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_f0933e04-23fd-4ee4-870c-29a267cae054" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_f0933e04-23fd-4ee4-870c-29a267cae054" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentForContingentConsiderationLiabilityOperatingActivities_9037944b-febe-474c-8eac-bf3fe0722602" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentForContingentConsiderationLiabilityOperatingActivities"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_PaymentForContingentConsiderationLiabilityOperatingActivities_9037944b-febe-474c-8eac-bf3fe0722602" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_a1c20967-ac68-4295-b1b8-10cdf5a9cd0c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_a1c20967-ac68-4295-b1b8-10cdf5a9cd0c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_5f0c94cc-f69b-45bb-abb6-de2fed9b46b3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_5f0c94cc-f69b-45bb-abb6-de2fed9b46b3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingLeaseLiability_ca30a11f-9932-49c5-ab99-c2e400613947" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOperatingLeaseLiability"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingLeaseLiability_ca30a11f-9932-49c5-ab99-c2e400613947" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_2446b551-f38b-47a6-ac74-9824974063c7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
    <link:calculationArc order="14" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_06e4ea03-06d5-4409-bfee-b8301bd9fca8" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_2446b551-f38b-47a6-ac74-9824974063c7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_21edee85-b7a2-4ece-9e2b-4563e6108557" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_21edee85-b7a2-4ece-9e2b-4563e6108557" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentForContingentConsiderationLiabilityFinancingActivities_4adc4c07-295b-4625-8483-251e04230e1c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentForContingentConsiderationLiabilityFinancingActivities"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_PaymentForContingentConsiderationLiabilityFinancingActivities_4adc4c07-295b-4625-8483-251e04230e1c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfLinesOfCredit_5719ea67-4ec7-4219-a238-d3d347508d84" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfLinesOfCredit"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_RepaymentsOfLinesOfCredit_5719ea67-4ec7-4219-a238-d3d347508d84" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfRedeemableConvertiblePreferredStock_16b70fb8-0c39-4731-997e-2eb3192aeb2e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForRepurchaseOfRedeemableConvertiblePreferredStock"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfRedeemableConvertiblePreferredStock_16b70fb8-0c39-4731-997e-2eb3192aeb2e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlans_720854e1-6565-48ea-a824-45d45728fc16" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlans"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlans_720854e1-6565-48ea-a824-45d45728fc16" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_8642e10b-9810-464f-a8b8-19770c52f038" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_8642e10b-9810-464f-a8b8-19770c52f038" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfStockIssuanceCosts_d3000880-162b-4ece-893c-eb74d8d5656d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsOfStockIssuanceCosts"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_PaymentsOfStockIssuanceCosts_d3000880-162b-4ece-893c-eb74d8d5656d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_a7cbc5fa-c4b5-428e-abdf-41d8776f9e93" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_a7cbc5fa-c4b5-428e-abdf-41d8776f9e93" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLinesOfCredit_7f363ede-1956-4eab-98a7-5c0d403b3d03" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromLinesOfCredit"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_ProceedsFromLinesOfCredit_7f363ede-1956-4eab-98a7-5c0d403b3d03" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSubordinatedDebt_93b5b674-55a2-416e-b299-c10d8e2d165b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfSubordinatedDebt"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_RepaymentsOfSubordinatedDebt_93b5b674-55a2-416e-b299-c10d8e2d165b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceInitialPublicOffering_42bcdc8e-8eae-4f58-82ec-0f558eeccacd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromIssuanceInitialPublicOffering"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_ProceedsFromIssuanceInitialPublicOffering_42bcdc8e-8eae-4f58-82ec-0f558eeccacd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDebtIssuanceCosts_ac19edc3-cc97-4b77-bfb4-78f292cce76d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsOfDebtIssuanceCosts"/>
    <link:calculationArc order="12" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ec941fa2-515f-445e-8f5b-28aa20fa3732" xlink:to="loc_us-gaap_PaymentsOfDebtIssuanceCosts_ac19edc3-cc97-4b77-bfb4-78f292cce76d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_97e81bbf-b728-495f-a604-2dbbb444ef7d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_0b184d9f-74b0-43f3-9392-e2b773fba4a6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_97e81bbf-b728-495f-a604-2dbbb444ef7d" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_0b184d9f-74b0-43f3-9392-e2b773fba4a6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_0222f407-272e-45ec-a6c5-e867e8901c53" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_97e81bbf-b728-495f-a604-2dbbb444ef7d" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_0222f407-272e-45ec-a6c5-e867e8901c53" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_9168207b-0ed0-41fc-b9b2-fa6ad70ce7d3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_97e81bbf-b728-495f-a604-2dbbb444ef7d" xlink:to="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_9168207b-0ed0-41fc-b9b2-fa6ad70ce7d3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_b0bec2a9-3c1f-483f-b1ef-ff6b0839265c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_97e81bbf-b728-495f-a604-2dbbb444ef7d" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_b0bec2a9-3c1f-483f-b1ef-ff6b0839265c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_94d07498-9b6d-4b68-9937-a0cf6042fb7b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_42999fd6-2d94-4f2f-bc23-033b371181fe" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_94d07498-9b6d-4b68-9937-a0cf6042fb7b" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_42999fd6-2d94-4f2f-bc23-033b371181fe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalizedComputerSoftwarePeriodIncreaseDecrease_7954aa98-698c-460d-be31-5d828f824822" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CapitalizedComputerSoftwarePeriodIncreaseDecrease"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_94d07498-9b6d-4b68-9937-a0cf6042fb7b" xlink:to="loc_us-gaap_CapitalizedComputerSoftwarePeriodIncreaseDecrease_7954aa98-698c-460d-be31-5d828f824822" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_1302e0cf-90fa-476a-bb5c-533d12f03b10" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_94d07498-9b6d-4b68-9937-a0cf6042fb7b" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_1302e0cf-90fa-476a-bb5c-533d12f03b10" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/FairValueMeasurementsAssetsandLiabilitiesMeasuredonRecurringBasisDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#FairValueMeasurementsAssetsandLiabilitiesMeasuredonRecurringBasisDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/FairValueMeasurementsAssetsandLiabilitiesMeasuredonRecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_f17c594a-4fe2-4066-b687-43ba8e734d7b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_eae7ef20-6758-4ada-b54e-1574c612e903" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_f17c594a-4fe2-4066-b687-43ba8e734d7b" xlink:to="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_eae7ef20-6758-4ada-b54e-1574c612e903" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_d940c6a3-ab68-4fb4-9367-3f9439c57a86" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_f17c594a-4fe2-4066-b687-43ba8e734d7b" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_d940c6a3-ab68-4fb4-9367-3f9439c57a86" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/SignificantConsolidatedBalanceSheetComponentsPrepaidExpenseandOtherCurrentAssetsDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#SignificantConsolidatedBalanceSheetComponentsPrepaidExpenseandOtherCurrentAssetsDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/SignificantConsolidatedBalanceSheetComponentsPrepaidExpenseandOtherCurrentAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_06c212e8-0b93-4f14-9d23-27f5eea493fc" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PrepaidExpenseAndOtherAssetsCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsCurrent_41f2ad9b-2c40-4462-803d-37c0c7b9812c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssetsCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_06c212e8-0b93-4f14-9d23-27f5eea493fc" xlink:to="loc_us-gaap_OtherAssetsCurrent_41f2ad9b-2c40-4462-803d-37c0c7b9812c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractWithCustomerAssetGrossCurrent_9ea4b7ee-ab6d-43ae-95a9-ad9d83fa21f1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ContractWithCustomerAssetGrossCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_06c212e8-0b93-4f14-9d23-27f5eea493fc" xlink:to="loc_us-gaap_ContractWithCustomerAssetGrossCurrent_9ea4b7ee-ab6d-43ae-95a9-ad9d83fa21f1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAssetsCurrent_b5282f37-d48d-4f07-bb4e-9a8dc5f1502f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsAssetsCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_06c212e8-0b93-4f14-9d23-27f5eea493fc" xlink:to="loc_us-gaap_DepositsAssetsCurrent_b5282f37-d48d-4f07-bb4e-9a8dc5f1502f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseCurrent_0117e532-b628-4b97-988b-be16e9eb4d04" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PrepaidExpenseCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_06c212e8-0b93-4f14-9d23-27f5eea493fc" xlink:to="loc_us-gaap_PrepaidExpenseCurrent_0117e532-b628-4b97-988b-be16e9eb4d04" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/SignificantConsolidatedBalanceSheetComponentsPropertyEquipmentandSoftwareDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#SignificantConsolidatedBalanceSheetComponentsPropertyEquipmentandSoftwareDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/SignificantConsolidatedBalanceSheetComponentsPropertyEquipmentandSoftwareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_dca52da0-bd0e-4bc8-8653-a202dc9f7210" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_cf895a10-998e-42cd-99e1-2d937996dc47" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_dca52da0-bd0e-4bc8-8653-a202dc9f7210" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_cf895a10-998e-42cd-99e1-2d937996dc47" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_5de80c58-b9f2-4fea-875b-32f1882687e3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_dca52da0-bd0e-4bc8-8653-a202dc9f7210" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_5de80c58-b9f2-4fea-875b-32f1882687e3" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/SignificantConsolidatedBalanceSheetComponentsAccruedandCurrentOtherLiabilitiesDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#SignificantConsolidatedBalanceSheetComponentsAccruedandCurrentOtherLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/SignificantConsolidatedBalanceSheetComponentsAccruedandCurrentOtherLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_78e121b1-10ff-4a38-9a16-9752ab8cce82" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAccruedLiabilitiesCurrent_9fd67ae3-b8ba-4b65-809d-d2f12b0980ff" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAccruedLiabilitiesCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_78e121b1-10ff-4a38-9a16-9752ab8cce82" xlink:to="loc_us-gaap_OtherAccruedLiabilitiesCurrent_9fd67ae3-b8ba-4b65-809d-d2f12b0980ff" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredCompensationLiabilityCurrent_97400491-8788-46c9-a43e-f48732ab38f4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredCompensationLiabilityCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_78e121b1-10ff-4a38-9a16-9752ab8cce82" xlink:to="loc_us-gaap_DeferredCompensationLiabilityCurrent_97400491-8788-46c9-a43e-f48732ab38f4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_UnbilledAccountsPayableCurrent_5735dbe8-1153-4125-9f0e-7d731c48327f" xlink:href="nrds-20231231.xsd#nrds_UnbilledAccountsPayableCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_78e121b1-10ff-4a38-9a16-9752ab8cce82" xlink:to="loc_nrds_UnbilledAccountsPayableCurrent_5735dbe8-1153-4125-9f0e-7d731c48327f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedSalariesCurrent_631e003f-bef8-4f0f-bf28-2747310baff6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedSalariesCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_78e121b1-10ff-4a38-9a16-9752ab8cce82" xlink:to="loc_us-gaap_AccruedSalariesCurrent_631e003f-bef8-4f0f-bf28-2747310baff6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityCurrent_65692c69-18c6-47cd-85c8-a93982478e80" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilityCurrent"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_78e121b1-10ff-4a38-9a16-9752ab8cce82" xlink:to="loc_us-gaap_OperatingLeaseLiabilityCurrent_65692c69-18c6-47cd-85c8-a93982478e80" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractWithCustomerLiabilityCurrent_877d109d-239a-460c-94fd-649bdb0f71a1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ContractWithCustomerLiabilityCurrent"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_78e121b1-10ff-4a38-9a16-9752ab8cce82" xlink:to="loc_us-gaap_ContractWithCustomerLiabilityCurrent_877d109d-239a-460c-94fd-649bdb0f71a1" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/SignificantConsolidatedBalanceSheetComponentsOtherNoncurrentLiabilitiesDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#SignificantConsolidatedBalanceSheetComponentsOtherNoncurrentLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/SignificantConsolidatedBalanceSheetComponentsOtherNoncurrentLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_fb888c4d-1fda-4ad9-858a-fcced751b723" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilities_bbeeff69-9c61-4748-bf02-ef1c3d3ce869" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherLiabilitiesNoncurrent_fb888c4d-1fda-4ad9-858a-fcced751b723" xlink:to="loc_us-gaap_DeferredTaxLiabilities_bbeeff69-9c61-4748-bf02-ef1c3d3ce869" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherSundryLiabilitiesNoncurrent_50b5a40e-4f05-481e-9e47-a888c28e67cb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherSundryLiabilitiesNoncurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherLiabilitiesNoncurrent_fb888c4d-1fda-4ad9-858a-fcced751b723" xlink:to="loc_us-gaap_OtherSundryLiabilitiesNoncurrent_50b5a40e-4f05-481e-9e47-a888c28e67cb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_d0873f1c-4bf0-44bc-aa2e-3037173eb647" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilityNoncurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherLiabilitiesNoncurrent_fb888c4d-1fda-4ad9-858a-fcced751b723" xlink:to="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_d0873f1c-4bf0-44bc-aa2e-3037173eb647" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_be36d8b9-0dad-4b93-b916-539fbd8b3dc7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherLiabilitiesNoncurrent_fb888c4d-1fda-4ad9-858a-fcced751b723" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_be36d8b9-0dad-4b93-b916-539fbd8b3dc7" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/BusinessCombinationScheduleofPreliminaryPurchaseConsiderationDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#BusinessCombinationScheduleofPreliminaryPurchaseConsiderationDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/BusinessCombinationScheduleofPreliminaryPurchaseConsiderationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_nrds_BusinessCombinationConsiderationTransferredBeforePostCombinationExpense_e0f40423-e1a6-4ba0-bc88-9fd98ca69b8d" xlink:href="nrds-20231231.xsd#nrds_BusinessCombinationConsiderationTransferredBeforePostCombinationExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable_b68c1bef-f77f-4907-b840-270fc0e92b8a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nrds_BusinessCombinationConsiderationTransferredBeforePostCombinationExpense_e0f40423-e1a6-4ba0-bc88-9fd98ca69b8d" xlink:to="loc_us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable_b68c1bef-f77f-4907-b840-270fc0e92b8a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesGross_671bb836-32da-4d07-8c94-8aaa2aeea0b6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireBusinessesGross"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nrds_BusinessCombinationConsiderationTransferredBeforePostCombinationExpense_e0f40423-e1a6-4ba0-bc88-9fd98ca69b8d" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesGross_671bb836-32da-4d07-8c94-8aaa2aeea0b6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationConsiderationTransferred1_d2e0bd53-9251-43bb-a425-afe09ba247b8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationConsiderationTransferred1"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_BusinessCombinationConsiderationTransferredBeforePostCombinationExpense_d675b5ea-1482-4f33-a024-5f3522239cfe" xlink:href="nrds-20231231.xsd#nrds_BusinessCombinationConsiderationTransferredBeforePostCombinationExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationConsiderationTransferred1_d2e0bd53-9251-43bb-a425-afe09ba247b8" xlink:to="loc_nrds_BusinessCombinationConsiderationTransferredBeforePostCombinationExpense_d675b5ea-1482-4f33-a024-5f3522239cfe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationSeparatelyRecognizedTransactionsExpensesAndLossesRecognized_f84301cc-da82-4f01-a8e6-00b7a2245793" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationSeparatelyRecognizedTransactionsExpensesAndLossesRecognized"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationConsiderationTransferred1_d2e0bd53-9251-43bb-a425-afe09ba247b8" xlink:to="loc_us-gaap_BusinessCombinationSeparatelyRecognizedTransactionsExpensesAndLossesRecognized_f84301cc-da82-4f01-a8e6-00b7a2245793" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/BusinessCombinationScheduleofAllocationofPurchaseConsiderationDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#BusinessCombinationScheduleofAllocationofPurchaseConsiderationDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/BusinessCombinationScheduleofAllocationofPurchaseConsiderationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_33899646-9b8c-407b-bf3c-0556e045239b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles_d9bcc0cb-9004-49bb-bc2f-452d93553b63" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_33899646-9b8c-407b-bf3c-0556e045239b" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles_d9bcc0cb-9004-49bb-bc2f-452d93553b63" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables_761a13c9-9f7f-4d5a-9bc9-fd9b58e782f3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_33899646-9b8c-407b-bf3c-0556e045239b" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables_761a13c9-9f7f-4d5a-9bc9-fd9b58e782f3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_90008b32-9e58-474c-b99d-a5c0be6dafcb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_33899646-9b8c-407b-bf3c-0556e045239b" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_90008b32-9e58-474c-b99d-a5c0be6dafcb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_99c11f4f-bfee-4848-ba18-4cb6585dcfbb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherCurrentLiabilities_29559b6b-ca72-411a-8f86-62a8cf255884" xlink:href="nrds-20231231.xsd#nrds_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherCurrentLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_99c11f4f-bfee-4848-ba18-4cb6585dcfbb" xlink:to="loc_nrds_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherCurrentLiabilities_29559b6b-ca72-411a-8f86-62a8cf255884" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilities_1c7d117c-5dc6-488e-aa1b-96d76006b3c1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_99c11f4f-bfee-4848-ba18-4cb6585dcfbb" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilities_1c7d117c-5dc6-488e-aa1b-96d76006b3c1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesAccountsPayable_da787f2b-676c-4835-88a4-297424cae7d4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesAccountsPayable"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_99c11f4f-bfee-4848-ba18-4cb6585dcfbb" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesAccountsPayable_da787f2b-676c-4835-88a4-297424cae7d4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_9e68200b-3f9e-4ad8-9cda-49a1351558b4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_76ef2a13-2c39-4a3f-8d46-a8c1a6556fe2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_9e68200b-3f9e-4ad8-9cda-49a1351558b4" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_76ef2a13-2c39-4a3f-8d46-a8c1a6556fe2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_7909fffc-45f7-4ce7-aed6-60af053e33cf" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_9e68200b-3f9e-4ad8-9cda-49a1351558b4" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_7909fffc-45f7-4ce7-aed6-60af053e33cf" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/GoodwillandIntangibleAssetsDefiniteLivedIntangibleAssetsDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#GoodwillandIntangibleAssetsDefiniteLivedIntangibleAssetsDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/GoodwillandIntangibleAssetsDefiniteLivedIntangibleAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_ac017e80-7f87-46c2-b09f-a4a4cd03c42a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross_1ecd6167-c622-41dd-87aa-ea58bdb831e3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_ac017e80-7f87-46c2-b09f-a4a4cd03c42a" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsGross_1ecd6167-c622-41dd-87aa-ea58bdb831e3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_568d95e7-05bd-43dd-9187-e8c3250cb2b6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_ac017e80-7f87-46c2-b09f-a4a4cd03c42a" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_568d95e7-05bd-43dd-9187-e8c3250cb2b6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_FiniteLivedIntangibleAssetsForeignCurrencyAdjustment_f5d99f99-d05e-4029-9f7d-11241ab7648e" xlink:href="nrds-20231231.xsd#nrds_FiniteLivedIntangibleAssetsForeignCurrencyAdjustment"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_ac017e80-7f87-46c2-b09f-a4a4cd03c42a" xlink:to="loc_nrds_FiniteLivedIntangibleAssetsForeignCurrencyAdjustment_f5d99f99-d05e-4029-9f7d-11241ab7648e" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/GoodwillandIntangibleAssetsFutureAmortizationExpenseDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#GoodwillandIntangibleAssetsFutureAmortizationExpenseDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/GoodwillandIntangibleAssetsFutureAmortizationExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_e8fb8177-08e4-4af5-9015-8b1d539cea7c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_317f50e0-a025-40e2-8853-a1a534456a2e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_e8fb8177-08e4-4af5-9015-8b1d539cea7c" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_317f50e0-a025-40e2-8853-a1a534456a2e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_3c8e10e7-9c61-43e4-a307-84975b270dab" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_e8fb8177-08e4-4af5-9015-8b1d539cea7c" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_3c8e10e7-9c61-43e4-a307-84975b270dab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_ee472417-0857-4256-a98c-1ccfe02a0887" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_e8fb8177-08e4-4af5-9015-8b1d539cea7c" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_ee472417-0857-4256-a98c-1ccfe02a0887" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_ebd5ceb8-1a6b-4b10-99a0-9412360dd2dd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_e8fb8177-08e4-4af5-9015-8b1d539cea7c" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_ebd5ceb8-1a6b-4b10-99a0-9412360dd2dd" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/LeasesLeaseCostDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#LeasesLeaseCostDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/LeasesLeaseCostDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseCost_4860e8ce-9aab-4c4a-95d7-d275a7f639a1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LeaseCost"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubleaseIncome_e8b0d9e5-360f-40db-9e0f-4413263b45fc" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubleaseIncome"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_4860e8ce-9aab-4c4a-95d7-d275a7f639a1" xlink:to="loc_us-gaap_SubleaseIncome_e8b0d9e5-360f-40db-9e0f-4413263b45fc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseCost_366f893c-75b6-4986-a317-694048853f0c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_4860e8ce-9aab-4c4a-95d7-d275a7f639a1" xlink:to="loc_us-gaap_OperatingLeaseCost_366f893c-75b6-4986-a317-694048853f0c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/LeasesPaymentsofLeaseLiabilitiesDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#LeasesPaymentsofLeaseLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/LeasesPaymentsofLeaseLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_2cc89c6e-b6fa-4672-98ab-3199fbcb39cf" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_c60a8d20-bb70-4a56-aba7-6ede5acf2612" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_2cc89c6e-b6fa-4672-98ab-3199fbcb39cf" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_c60a8d20-bb70-4a56-aba7-6ede5acf2612" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_997c6c80-19cd-4b22-b2d0-15e80b61194b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_2cc89c6e-b6fa-4672-98ab-3199fbcb39cf" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_997c6c80-19cd-4b22-b2d0-15e80b61194b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive_5f5207ad-8aca-4df9-9ca9-057c193d1d0e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_2cc89c6e-b6fa-4672-98ab-3199fbcb39cf" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive_5f5207ad-8aca-4df9-9ca9-057c193d1d0e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_54def391-3741-47a9-b248-c81a74373aa1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_2cc89c6e-b6fa-4672-98ab-3199fbcb39cf" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_54def391-3741-47a9-b248-c81a74373aa1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_bf42c48a-6117-4244-9fce-feefdacd51cb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_2cc89c6e-b6fa-4672-98ab-3199fbcb39cf" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_bf42c48a-6117-4244-9fce-feefdacd51cb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_4e8bb6ea-1659-4d1f-b606-737362210b59" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_2cc89c6e-b6fa-4672-98ab-3199fbcb39cf" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_4e8bb6ea-1659-4d1f-b606-737362210b59" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_dc964b3d-a2dc-4262-ba5d-956e38b87751" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityCurrent_5415a177-7e91-41f4-955c-097617da8359" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilityCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeaseLiability_dc964b3d-a2dc-4262-ba5d-956e38b87751" xlink:to="loc_us-gaap_OperatingLeaseLiabilityCurrent_5415a177-7e91-41f4-955c-097617da8359" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_6d827ef1-365a-4d5a-9d29-9de9ac936606" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilityNoncurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeaseLiability_dc964b3d-a2dc-4262-ba5d-956e38b87751" xlink:to="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_6d827ef1-365a-4d5a-9d29-9de9ac936606" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/LeasesPaymentsofLeaseLiabilitiesDetails_1" xlink:type="simple" xlink:href="nrds-20231231.xsd#LeasesPaymentsofLeaseLiabilitiesDetails_1"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/LeasesPaymentsofLeaseLiabilitiesDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_832a391e-8c1b-4183-9cb4-eae45a1c06ac" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_a2aae548-e624-4fda-a205-dd09f06ceb17" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_832a391e-8c1b-4183-9cb4-eae45a1c06ac" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_a2aae548-e624-4fda-a205-dd09f06ceb17" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_2e7b5068-1602-4aff-8bd5-a8fff4ccac70" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_832a391e-8c1b-4183-9cb4-eae45a1c06ac" xlink:to="loc_us-gaap_OperatingLeaseLiability_2e7b5068-1602-4aff-8bd5-a8fff4ccac70" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/StockholdersEquityCommonSharesReservedforFutureIssuanceDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#StockholdersEquityCommonSharesReservedforFutureIssuanceDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/StockholdersEquityCommonSharesReservedforFutureIssuanceDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_nrds_CapitalSharesReservedForFutureIssuance_b51d2852-7c8b-4ec5-8a97-2ad167a59d67" xlink:href="nrds-20231231.xsd#nrds_CapitalSharesReservedForFutureIssuance"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_CommonStockCapitalSharesReservedForFutureIssuanceEquityAwardGrants_bc2dda12-3af7-4947-a0f8-dc8468dd9c9b" xlink:href="nrds-20231231.xsd#nrds_CommonStockCapitalSharesReservedForFutureIssuanceEquityAwardGrants"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nrds_CapitalSharesReservedForFutureIssuance_b51d2852-7c8b-4ec5-8a97-2ad167a59d67" xlink:to="loc_nrds_CommonStockCapitalSharesReservedForFutureIssuanceEquityAwardGrants_bc2dda12-3af7-4947-a0f8-dc8468dd9c9b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_CommonStockCapitalSharesReservedForFutureIssuanceEmployeeStockPurchasePlanOfferings_23041909-e9ae-497c-9fad-cb099c4fe06f" xlink:href="nrds-20231231.xsd#nrds_CommonStockCapitalSharesReservedForFutureIssuanceEmployeeStockPurchasePlanOfferings"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nrds_CapitalSharesReservedForFutureIssuance_b51d2852-7c8b-4ec5-8a97-2ad167a59d67" xlink:to="loc_nrds_CommonStockCapitalSharesReservedForFutureIssuanceEmployeeStockPurchasePlanOfferings_23041909-e9ae-497c-9fad-cb099c4fe06f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_StockOptionsAndRestrictedStockUnitsReservedForFutureIssuance_521365af-df31-4f66-8caf-588a9fbab22a" xlink:href="nrds-20231231.xsd#nrds_StockOptionsAndRestrictedStockUnitsReservedForFutureIssuance"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nrds_CapitalSharesReservedForFutureIssuance_b51d2852-7c8b-4ec5-8a97-2ad167a59d67" xlink:to="loc_nrds_StockOptionsAndRestrictedStockUnitsReservedForFutureIssuance_521365af-df31-4f66-8caf-588a9fbab22a" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/IncomeTaxesIncomeBeforeIncomeTaxDomesticandForeignDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#IncomeTaxesIncomeBeforeIncomeTaxDomesticandForeignDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/IncomeTaxesIncomeBeforeIncomeTaxDomesticandForeignDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_4af7c53d-968b-4bff-b7a1-70664a6f1eea" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic_c624629e-cadf-46eb-a6e9-3d4856f5367c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_4af7c53d-968b-4bff-b7a1-70664a6f1eea" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic_c624629e-cadf-46eb-a6e9-3d4856f5367c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign_3507dd52-433b-4032-9b08-3fb6bc17f452" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_4af7c53d-968b-4bff-b7a1-70664a6f1eea" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign_3507dd52-433b-4032-9b08-3fb6bc17f452" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/IncomeTaxesProvisionForBenefitFromIncomeTaxesDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#IncomeTaxesProvisionForBenefitFromIncomeTaxesDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/IncomeTaxesProvisionForBenefitFromIncomeTaxesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_8a4328b9-a569-4094-bd64-70f9a1f04ff6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_0244a718-57c3-46bb-be76-71b49867e454" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_8a4328b9-a569-4094-bd64-70f9a1f04ff6" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_0244a718-57c3-46bb-be76-71b49867e454" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_b2c66517-4f90-4f71-a693-5400df207d4d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_8a4328b9-a569-4094-bd64-70f9a1f04ff6" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_b2c66517-4f90-4f71-a693-5400df207d4d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_eea87f14-405c-45c5-8227-e04636fcb0e0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_2051f579-e46a-4b62-8aee-fbf544d1fc6b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_eea87f14-405c-45c5-8227-e04636fcb0e0" xlink:to="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_2051f579-e46a-4b62-8aee-fbf544d1fc6b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredForeignIncomeTaxExpenseBenefit_ec7bfc25-5122-4998-85e3-3be9b2132026" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredForeignIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_eea87f14-405c-45c5-8227-e04636fcb0e0" xlink:to="loc_us-gaap_DeferredForeignIncomeTaxExpenseBenefit_ec7bfc25-5122-4998-85e3-3be9b2132026" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_18fb445b-fb87-4d0f-887a-8a5e8755c87e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_eea87f14-405c-45c5-8227-e04636fcb0e0" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_18fb445b-fb87-4d0f-887a-8a5e8755c87e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_0fe8bae4-eaa5-4c16-9c3a-0d833e9cef90" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentForeignTaxExpenseBenefit_f6868206-34fd-4d9f-bb57-e2ff9ba7df66" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentForeignTaxExpenseBenefit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_0fe8bae4-eaa5-4c16-9c3a-0d833e9cef90" xlink:to="loc_us-gaap_CurrentForeignTaxExpenseBenefit_f6868206-34fd-4d9f-bb57-e2ff9ba7df66" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_a105aa42-c60a-4707-8f7d-5419fb699af3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentFederalTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_0fe8bae4-eaa5-4c16-9c3a-0d833e9cef90" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_a105aa42-c60a-4707-8f7d-5419fb699af3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_24711ad9-ae01-464d-bad4-4a01f6966fab" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_0fe8bae4-eaa5-4c16-9c3a-0d833e9cef90" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_24711ad9-ae01-464d-bad4-4a01f6966fab" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_246ddeab-4446-4bf8-9f08-6aa808309aa3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationTaxContingencies"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_246ddeab-4446-4bf8-9f08-6aa808309aa3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_3a7a621d-a3d1-4905-a93b-a1ebd56bc348" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_3a7a621d-a3d1-4905-a93b-a1ebd56bc348" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost_73e42260-082f-44d9-a45b-757c0b2cecec" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost_73e42260-082f-44d9-a45b-757c0b2cecec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseContingentConsiderationAmount_c4eae8e4-62aa-4a9d-ad76-8282d74b503c" xlink:href="nrds-20231231.xsd#nrds_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseContingentConsiderationAmount"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_nrds_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseContingentConsiderationAmount_c4eae8e4-62aa-4a9d-ad76-8282d74b503c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_EffectiveIncomeTaxRateReconciliationPermanentReconcilingItemsAmount_9e6661f9-7aa2-495d-8f23-d7ebc77e3563" xlink:href="nrds-20231231.xsd#nrds_EffectiveIncomeTaxRateReconciliationPermanentReconcilingItemsAmount"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_nrds_EffectiveIncomeTaxRateReconciliationPermanentReconcilingItemsAmount_9e6661f9-7aa2-495d-8f23-d7ebc77e3563" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationForeignIncomeTaxRateDifferential_b5663ba1-4046-414a-9fa8-5779bac02e5b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationForeignIncomeTaxRateDifferential"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_us-gaap_IncomeTaxReconciliationForeignIncomeTaxRateDifferential_b5663ba1-4046-414a-9fa8-5779bac02e5b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_63cec288-35b8-439f-8c0c-8c669f7a7d30" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_63cec288-35b8-439f-8c0c-8c669f7a7d30" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_fb57eff2-c0d9-43f3-9db9-0a49e63d530e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_fb57eff2-c0d9-43f3-9db9-0a49e63d530e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCredits_e6734f4b-9d11-4c1d-87d3-988cee7a873b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationTaxCredits"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCredits_e6734f4b-9d11-4c1d-87d3-988cee7a873b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_9a6f036e-66bb-474e-a49b-aa8c9dcaf7bd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_2ddeb081-359c-4a6f-bcfa-32af41559ddd" xlink:to="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_9a6f036e-66bb-474e-a49b-aa8c9dcaf7bd" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://nerdwallet.com/role/IncomeTaxesDeferredTaxAssetsandLiabilitiesDetails" xlink:type="simple" xlink:href="nrds-20231231.xsd#IncomeTaxesDeferredTaxAssetsandLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://nerdwallet.com/role/IncomeTaxesDeferredTaxAssetsandLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_3d00b2d2-dc35-468e-96ef-56ab197cd4f1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_DeferredTaxLiabilitiesPropertyPlantAndEquipmentAndIntangibleAssets_455ca5b0-7de2-4783-ba61-45d9c613a168" xlink:href="nrds-20231231.xsd#nrds_DeferredTaxLiabilitiesPropertyPlantAndEquipmentAndIntangibleAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_3d00b2d2-dc35-468e-96ef-56ab197cd4f1" xlink:to="loc_nrds_DeferredTaxLiabilitiesPropertyPlantAndEquipmentAndIntangibleAssets_455ca5b0-7de2-4783-ba61-45d9c613a168" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_DeferredTaxLiabilitiesPrepaidExpensesAndOther_80fbd1fd-1f2c-4dc1-9576-346572d3fc08" xlink:href="nrds-20231231.xsd#nrds_DeferredTaxLiabilitiesPrepaidExpensesAndOther"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_3d00b2d2-dc35-468e-96ef-56ab197cd4f1" xlink:to="loc_nrds_DeferredTaxLiabilitiesPrepaidExpensesAndOther_80fbd1fd-1f2c-4dc1-9576-346572d3fc08" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_11c37868-ae3b-49e5-b147-62b3431361cf" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesLeasingArrangements"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_3d00b2d2-dc35-468e-96ef-56ab197cd4f1" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_11c37868-ae3b-49e5-b147-62b3431361cf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilities_4cacb312-bfb5-467e-bccd-63ba59765a5d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_bfc4610e-f31c-4946-94f0-b6a9b9025305" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsValuationAllowance"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities_4cacb312-bfb5-467e-bccd-63ba59765a5d" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_bfc4610e-f31c-4946-94f0-b6a9b9025305" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_c01b4e89-3baa-442a-9dc0-62e7e78e46e2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities_4cacb312-bfb5-467e-bccd-63ba59765a5d" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilities_c01b4e89-3baa-442a-9dc0-62e7e78e46e2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_343e65b6-88e6-4e24-bd3b-8930b412b4e5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsGross"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities_4cacb312-bfb5-467e-bccd-63ba59765a5d" xlink:to="loc_us-gaap_DeferredTaxAssetsGross_343e65b6-88e6-4e24-bd3b-8930b412b4e5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_bba59f97-e549-4d81-839c-e09653271e21" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsGross"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_e2e41b8d-fbf7-4a92-8462-1339a9432a9b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_bba59f97-e549-4d81-839c-e09653271e21" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_e2e41b8d-fbf7-4a92-8462-1339a9432a9b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_bbccfe32-0dd3-48ef-b0ae-910ca13d7862" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_bba59f97-e549-4d81-839c-e09653271e21" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_bbccfe32-0dd3-48ef-b0ae-910ca13d7862" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_DeferredTaxAssetsFederalAndStateTaxes_9cb07b86-e086-486d-90c7-b217a859e628" xlink:href="nrds-20231231.xsd#nrds_DeferredTaxAssetsFederalAndStateTaxes"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_bba59f97-e549-4d81-839c-e09653271e21" xlink:to="loc_nrds_DeferredTaxAssetsFederalAndStateTaxes_9cb07b86-e086-486d-90c7-b217a859e628" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsInProcessResearchAndDevelopment_3d02ea08-e9b1-456d-9e6e-43017b0d5dd7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsInProcessResearchAndDevelopment"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_bba59f97-e549-4d81-839c-e09653271e21" xlink:to="loc_us-gaap_DeferredTaxAssetsInProcessResearchAndDevelopment_3d02ea08-e9b1-456d-9e6e-43017b0d5dd7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOther_7de0edff-30a2-40a4-9467-dc53c3415998" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsOther"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_bba59f97-e549-4d81-839c-e09653271e21" xlink:to="loc_us-gaap_DeferredTaxAssetsOther_7de0edff-30a2-40a4-9467-dc53c3415998" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_nrds_DeferredTaxAssetsLeaseLiability_8c845462-92b9-4f35-89a7-b122757d30c7" xlink:href="nrds-20231231.xsd#nrds_DeferredTaxAssetsLeaseLiability"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_bba59f97-e549-4d81-839c-e09653271e21" xlink:to="loc_nrds_DeferredTaxAssetsLeaseLiability_8c845462-92b9-4f35-89a7-b122757d30c7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccruals_fd2382d1-fb3a-44cb-bf8b-0a65bf5dc7ac" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccruals"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_bba59f97-e549-4d81-839c-e09653271e21" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccruals_fd2382d1-fb3a-44cb-bf8b-0a65bf5dc7ac" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
